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Consolidating loans without equity

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13th, Telephone, Online Banking, ATM, Mobile Banking and the Wallet App will be unavailable due to routine maintenance.Whether it's home improvement, debt consolidation, or an unexpected expense - now is the perfect time to unlock your home's equity at a great low rate!College expenses accumulate quickly, so there is a good chance you will require some help paying for your education.Maybe mom and dad are chipping in, but tuition, books, housing, and other related expenses might tax their generosity.

In order to minimize disruption to our customers we schedule maintenance at times during which these systems are least likely to be used. Patelco has money to lend, and our Personal Loans and Lines of Credit will work with any budget.With flexible terms, low, competitive rates, instant online approvals – and, of course, exceptional member service to help you through the process – We have what it takes to help you reach your financial goals.Even if you don't currently have a need for cash, an open-ended Home Equity Line of Credit is a wise move.You can draw on it should the need arise and you won't pay any interest until you use it.One of those options is our Overdraft Line of Credit, which offers protection up to 0 and no fees.